Union Plus Programs

Since 1986, the Transportation Communications Union/IAM has endorsed the union member-only programs sponsored by Union Plus. Over the years, Union Plus has expanded its programs from their beginnings with the TCU/IAM MasterCard* program to now a wide range of money savings programs, all for union members only.

TCU fully supports the programs available to active and retired TCU members and their families. With the money savings programs available, the benefits can offset paid union dues in some situations.

With the REAL ESTATE REWARDS program, members buying or selling a home can earn $500 for every $100,000 in home value after closing by using a SIRVA pre-screened real estate agent (cashback available in certain states); through the UNION PLUS MORTGAGE, members can receive up to a $500 gift card after closing for purchasing or $300 for refinancing plus an additional gift card for first-time home buyers, while getting a mortgage at a competitive rate. Plus with the mortgage program, members receive special hardship assistance in case of disability, layoff, lockout or strike.

The UNION PLUS CREDIT CARD PROGRAM from Capital One is built for union members with benefits negotiated just for you and your family, like competitive rates, 24/7 US based-customer service, and access to hardship grants only available to cardholders. Learn more and find out if you’re pre-approved with no risk to your credit score at theunioncard.com or call 1-800-522-4000.

Need a UNION PLUS SCHOLARSHIP, members and their eligible dependents can apply to win a scholarship ranging from $500-$4,000.

Union Plus offers programs from saving money to financial assistance for those with a current Union Plus Mortgage; Credit Card or Loan. Also, through SAVE MY HOME HOTLINE, members having issues paying the mortgage and/or facing foreclosures can receive 24/7 free, confidential counseling from a fully-trained, HUD-certified counselor for advice and guidance that is personalized to their situation. Or those struggling to get control of debt, through UNION PLUS CREDIT COUNSELING, members can receive a free credit counseling session to help get them back on track financially.

Grants and benefits available for those who have been laid off or furloughed are available to members who currently hold a Union Plus personal loan; credit card or mortgage. Eligible and qualified members with a Union Plus Loan or Credit Cardholders can receive up to a $500 grant. Eligible and qualified members with a Union Plus Mortgage can receive an interest-free loan to cover mortgage payments for up to six (6) months plus a one-time $1,000 grant.

Need a new phone or wireless service, look to the AT&T WIRELESS PROGRAM. The only nationwide unionized wireless carrier. Discounts include percentages off on qualified plans; accessories; waived activation fees.

Everyday Discounts are available through UNION PLUS ABENITY, from fashion to beauty, dining, movie tickets and electronics to everyday household items from national and local retailers.

Looking for Vision, Dental, Prescription & Hearing Savings, look at the UNION PLUS HEALTH SAVINGS PROGRAM. For a low monthly premium, members only pay $50 for eye exams and receive 35% off frames and more; discounts of 20-50% for dental services; up to 65% off prescriptions; and discounts on hearing services.

Union Plus offers many other programs to save members money while knowing these discounts are only for union members, including car rental discounts; entertainment discounts, vacation and travel services; moving discounts and more.

Need more information on a particular program? Members can go to Union Plus at https://www.unionplus.org/tcu-iam.

*Disclaimer: Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.